Turn PDF bank statements into spreadsheet rows that balance.
Drop in a statement. Rowledger reads every transaction, checks the totals against the balances printed on the page, and hands you an Excel, CSV or QuickBooks file. It runs inside your browser, so client documents never leave your computer.
What Rowledger actually does
Banks give you a PDF. Your accounting software wants rows. Getting from one to the other usually means retyping, or handing a client's bank statement to a website you have never met.
It reads the statement
Rowledger rebuilds each row from the text positions inside the PDF, then works out which column is the date, the description, the money out, the money in and the running balance.
It checks its own work
Opening balance plus credits minus debits has to equal the closing balance, and every running balance has to match. You see the result on each file before you trust it.
It writes the file you need
Excel and CSV for spreadsheets, QBO for QuickBooks, OFX for Xero and Wave, QIF for Quicken. Dates and numbers arrive typed, not as text.
Why bookkeepers and accountants use it
Client files stay on your machine
Cloud converters upload statements to their servers, and increasingly to a third-party AI service on top of that. Rowledger sends the converter to your browser instead. There is nothing to retain, nothing to breach, and no data processing agreement to sign.
Mistakes get caught on the page
A misread digit or a dropped row shows up as a balance that does not tie out, flagged on the exact row, before the numbers reach your books.
No bank templates needed
Because the column layout is worked out arithmetically rather than looked up, statements from small banks, credit unions and foreign banks convert as well as the big high street names.
Scans and phone photos
Built-in text recognition handles scanned statements and photos, also on your device. The balance check catches the digits it misreads so you can fix them in place.
A year at a time
On Pro, drop twelve months at once. Each statement is checked on its own, then exported as a single file sorted by date.
Honest pricing
No page credits that expire at the end of the month. No monthly plan that turns out to be an annual contract. Cancel from the customer portal in one click.
How it works
Drop the statement in
A PDF from online banking, or a scan or photo of a paper one. Several at once on Pro.
Rowledger reads the layout
It rebuilds the rows from the PDF's own text positions and picks the column arrangement that reconciles with the printed balances.
Check it, then export
Fix any cell by clicking it. Totals and the balance check update as you type. Then download CSV, Excel, QBO, OFX, QIF or JSON.
Where the file goes
Pick your accounting software and Rowledger writes the format it actually imports, rather than a CSV you have to map by hand.
| Destination | Format | Plan |
|---|---|---|
| Excel, Google Sheets, Numbers | XLSX (typed dates & numbers), CSV | Free |
| QuickBooks Online | CSV (3-column or 4-column), QBO | Free / Pro |
| QuickBooks Desktop | QBO (Web Connect) | Pro |
| Xero | Xero CSV, OFX | Free / Pro |
| Wave, Sage, FreshBooks, Zoho Books | CSV presets, OFX | Free / Pro |
| Quicken, GnuCash, Moneydance, YNAB | QIF, OFX, CSV | Pro / Free |
| Developers & analysts | JSON with reconciliation metadata | Free |
You can verify the privacy claim yourself
Open Rowledger. Turn off your Wi-Fi. Convert a statement. It still works, because the whole converter is code running in your browser: the PDF reader, the text recognition, the balance check and every export format.
For a firm, that means client statements never become a third party's data. There is no subprocessor to disclose, no retention period to audit, and no breach surface beyond your own machines.
Compared with cloud converters
| Rowledger | Typical cloud converter | |
|---|---|---|
| Where it converts | Your browser | Their servers |
| Accuracy check | Balances, every row | A claimed accuracy rate |
| Pricing unit | Flat plan | Page credits that expire |
| Scanned pages | On your device | Uploaded |
| Works offline | Yes | No |
Common questions
Is my bank statement uploaded anywhere?
No. The PDF is read by code running inside your browser. Nothing is sent to Rowledger or to anyone else. You can load the page, disconnect from the internet, and convert a statement offline to prove it.
Which banks are supported?
Rowledger is not template-based. It works out the date, description, money-out, money-in and balance columns from the layout itself and checks its answer against the printed balances, so statements from most banks and credit card issuers convert without anyone writing a template first. The bank directory has layout notes for 100+ banks.
What does "reconciled" mean?
Opening balance plus credits minus debits should equal the printed closing balance, and each row that shows a running balance should match the amounts above it. Rowledger runs that check on every conversion and shows you the result. It is the same check a bookkeeper does by hand.
Does it work with scanned statements or phone photos?
Yes. Scans and photos are read with text recognition that also runs on your device. The free plan reads the first two pages of a scanned statement; Pro reads all of them.
What do I get free, and what needs Pro?
The free plan converts 10 pages a month to CSV and Excel, one file at a time, with the full balance check. Pro removes the page limit and adds QuickBooks (QBO), OFX and QIF files, whole folders converted at once, full recognition of scanned pages, and automatic categories. Pro costs $14 a month, $99 a year, or $249 once, and the 3-day trial needs no card.
Can it merge twelve monthly statements into one file?
Yes, on Pro. Drop the whole folder. Each statement is converted and checked separately, then exported as one file sorted by date.
How is this different from DocuClipper or BankStatementConverter.com?
Those services upload your statements to their servers and sell page credits that expire. Rowledger converts on your own device, has no page credits on Pro, and shows a balance check on every file. There is a detailed comparison.
Is there a file size limit?
No fixed limit. Speed depends on your computer. Text PDFs convert at hundreds of pages a minute; scanned pages take a few seconds each.
Statements from any bank
Layout notes and download steps for 100+ banks. Yours not listed? It will almost certainly still convert, because Rowledger does not rely on per-bank templates.
Convert your first statement now
Free, no account, no card. It takes about a second.
Open the converter